Honolulu Car Insurance - Hawaii
Enter your zip code below to view companies that have cheap auto insurance rates.
How much is car insurance in Hawaii per month?
The answer will vary depending on what company provides the cheapest rate based on your personal factors (age, driving record, etc.).
Why is car insurance so cheap in Hawaii?
Here are many reasons why car insurance is so cheap in Hawaii - this includes mandatory liability coverage, an abundance of safety features, and usage of the most effective anti-theft device. But there's actually another reason why Hawaii has some of the most affordable car insurance in America...
What kind of car insurance do I need in Hawaii?
In Hawaii, drivers are required to carry a minimum of Liability insurance. This type of car insurance covers damage caused by the driver to others or their vehicle during an accident. Minimum liability requirements in Hawaii state that you must have at least $20,000 for bodily injury or death per person, up to a total of $40,000 for bodily injury or death per accident, and $10,000 for property damage coverage.
Does Hawaii require car insurance?
Hawaii is one of the few states where motorists are not required to carry car insurance. Uninsured motorists coverage, known as UM in Hawaii, is optional and can be purchased like other types of car insurance.
Honolulu Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
Progressive | $51/mo |
State Farm | $56/mo |
Allstate | $48/mo |
Around Cities
Hawaii Cities | |
|---|---|
| Pearl City | $53/mo |
| Hilo | $53/mo |
| Waipahu | $53/mo |
| Kaneohe | $53/mo |
| Honolulu | $51/mo |
| Hawaii | $53/mo |
Honolulu Best Companies
Hawaii Cities | |
|---|---|
| Pearl City | $53/mo |
| Hilo | $53/mo |
| Waipahu | $53/mo |
| Kaneohe | $53/mo |
| Honolulu | $51/mo |
| Hawaii | $53/mo |
Age Group
| Age | Average Annual Rate |
| Teenagers | $1087 |
| 20s | $1045 |
| 30s | $1047 |
| 40s | $1060 |
| 50s | $1059 |
| 60s | $1056 |
| 70s | $1049 |
Credit Scores
| Credit Level | Average Rate (annual) |
| Very Poor | $1045 |
| Fair | $1048 |
| Good | $1056 |
| Very Good | $1045 |
| Exceptional | $1053 |
Honolulu Ratings
| Cities with Most DUIs Rank | #1 |
| Cities with Most Moving Violations Rank | #1 |
| Most Popular Car in state | Toyota Corolla |
| Cities with Most Speeding Tickets Rank | #2 |
| Cities with Most Suspended Licenses Rank | #1 |
Averages
| Honolulu Average (annual) | Hawaii Average | National Average |
| $1057 | $1056 | $1552 |
Group by Genders
| Marital Status/Gender | Average Yearly Rate |
| Female | $1049 |
| Male | $1050 |
| Single | $1059 |
| Married | $1054 |
| Divorced | $1061 |
| Widowed | $1061 |
Violations
| Violation/Incident | Average Yearly Rate |
| DWI/DUI | $3208 |
| Reckless Driving | $3220 |
| $1006 | $1198 |
| $2016 | $1385 |
| Speeding Ticket (16-20 mph over speed limit) | $1232 |
Honolulu Info
| Major Highways | Kamehameha Highway,Pali Highway,Farrington Highway |
| Public Transit | Honolulu Bus,, |
Honolulu Zipcodes
- 96801
- 96802
- 96803
- 96804
- 96805
- 96806
- 96807
- 96808
- 96809
- 96810
- 96811
- 96812
- 96813
- 96814
- 96815
- 96816
- 96817
- 96818
- 96819
- 96820
- 96821
- 96822
- 96823
- 96824
- 96825
- 96826
- 96827
- 96828
- 96830
- 96835
- 96836
- 96837
- 96838
- 96839
- 96840
- 96841
- 96843
- 96844
- 96846
- 96847
- 96848
- 96849
- 96850
Other cities of same state
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
