Dearborn Car Insurance - Michigan
Enter your zip code below to view companies that have cheap auto insurance rates.
Why Dearborn is so expensive?
Dearborn's cost of living is one of the highest in the country because it includes two very expensive regions; The Corridor and Avalon.
How much does full car insurance cost?
In the United States, the average car insurance cost is $1,674 per year for full coverage, or about $139.50 per month, according to 2021 data pulled from Quadrant Information Services. Minimum coverage costs an average of $565 per year.
How much is insurance for a $1000 car?
Estimating insurance for a car is $2000.
What is the average cost of full coverage car insurance in Michigan?
In Michigan, the average cost of auto insurance is $2,309 per year for full coverage, whereas minimum coverage averages $948 per year.
Dearborn Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
Liberty Mutual | $315/mo |
Allstate | $377/mo |
American Family | $1/mo |
Around Cities
Michigan Cities | |
|---|---|
| Detroit | $525/mo |
| Grand Rapids | $240/mo |
| Warren | $343/mo |
| Sterling Heights | $400/mo |
| Dearborn | $798/mo |
| Michigan | $462/mo |
Dearborn Best Companies
| Best Companies | Score ? | Quotes ? |
|---|---|---|
Liberty Mutual | 82 | $525/mo |
Dearborn Drivers by Age
| Driver Age | Avg. Monthly Cost |
|---|---|
| teens | $985 |
| 20s | $506 |
| 30s | $707 |
| 40s | $477 |
| 50s | $428 |
| 60s | $601 |
| 70s | $622 |
| 80s | $656 |
Driving History
| Driving History | Avg. Monthly Cost |
|---|---|
| No Violation | $580 |
| Speeding Ticket | $573 |
| At-Fault Accident | $473 |
| Failure to Stop for Red Light / Stop Sign | N/A |
Dearborn Scores
| Credit Tie | Avg. Monthly Cost |
|---|---|
| Excellent | $414 |
| Good | $697 |
| Average | $559 |
| Poor | $615 |
Dearborn Ratings
| Cities with Most DUIs Rank | #25 |
| Cities with Most Moving Violations Rank | #38 |
| Most Popular Car in state | Ford Fusion |
| Cities with Most Speeding Tickets Rank | #33 |
| Cities with Most Suspended Licenses Rank | #24 |
Averages
| Dearborn Average (annual) | Michigan Average | National Average |
| $5162 | $3118 | $1564 |
Group by Genders
| Gender/Marital Status | Average Annual Rate |
| Female | $5331 |
| Male | $5122 |
| Single | $5168 |
| Married | $5155 |
| Divorced | $5139 |
| Widowed | $5190 |
Violations
| Incident | Average Yearly Rate |
| DUI/DWI | $16365 |
| Reckless Driving | $16786 |
| $995 | $7655 |
| $2015 | $8485 |
| Speeding Ticket (16-20 mph over speed limit) | $8817 |
Dearborn Zipcodes
- 48120
- 48121
- 48123
- 48124
- 48126
- 48128
Other cities of same state
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
