Omaha Car Insurance - Nebraska
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How much is car insurance in Omaha?
A car insurance quote in Omaha will depend on the person's driving history, location, and other factors. Using our free online quoting tool is a great way to compare rates from multiple companies quickly and easily. The quote given is not a commitment by an insurance company to provide coverage, nor does it provide any specifics about the policy being quoted.
What type of car insurance is required by law in Nebraska?
In Nebraska, a driver is required to have liability car insurance coverage. Minimum limits of 25/50/25 are mandated for financial responsibility in the event that you cause an accident causing property damage or injury. This coverage is typically referred to as 25/50/25 because it has a maximum limit of $25,000 per person injured in an accident, up to a total limit of $50,000 and $25,000 for any property damage caused by an accident.
Does Nebraska require auto insurance?
Nebraska does not have a mandatory auto insurance law. However, Nebraska law requires that all vehicles registered in the state be covered by financial responsibility in the form of liability insurance to pay for damages and injuries caused by an at-fault party in accidents.
Omaha Cheapest Companies
| Cheapest Companies | Quotes |
|---|---|
Allstate | $67/mo |
State Farm | $83/mo |
Progressive | $98/mo |
Travelers | $108/mo |
Nationwide | $149/mo |
Around Cities
Nebraska Cities | |
|---|---|
| Lincoln | $92/mo |
| Bellevue | $124/mo |
| Grand Island | $103/mo |
| Kearney | $111/mo |
| Omaha | $134/mo |
| Nebraska | $113/mo |
Omaha Best Companies
| Best Companies | Score ? | Quotes ? |
|---|---|---|
Clearcover | 97 | $202/mo |
American Family | 89 | $158/mo |
Nationwide | 89 | $219/mo |
Safeco | 86 | $184/mo |
Liberty Mutual | 82 | $208/mo |
Omaha Drivers by Age
| Driver Age | Avg. Monthly Cost |
|---|---|
| teens | $404 |
| 20s | $253 |
| 30s | $190 |
| 40s | $251 |
| 50s | $207 |
| 60s | $163 |
| 70s | $148 |
| 80s | $127 |
Driving History
| Driving History | Avg. Monthly Cost |
|---|---|
| No Violation | $205 |
| Speeding Ticket | $230 |
| At-Fault Accident | $253 |
| Failure to Stop for Red Light / Stop Sign | $293 |
Omaha Scores
| Credit Tie | Avg. Monthly Cost |
|---|---|
| Excellent | $190 |
| Good | $228 |
| Average | $232 |
| Poor | $216 |
Omaha Ratings
| Cities with Most DUIs Rank | #3 |
| Cities with Most Moving Violations Rank | #4 |
| Most Popular Car in state | Honda Civic |
| Cities with Most Speeding Tickets Rank | #2 |
| Cities with Most Suspended Licenses Rank | #3 |
Averages
| Omaha Average (annual) | Nebraska Average | National Average |
| $1463 | $1373 | $1559 |
Group by Genders
| Marital Status/Gender | Average Annual Rate |
| Female | $1473 |
| Male | $1464 |
| Single | $1316 |
| Married | $1334 |
| Divorced | $1446 |
| Widowed | $1415 |
Violations
| Incident/Violation | Average Annual Rate |
| DWI/DUI | $1888 |
| Reckless Driving | $2076 |
| $996 | $1881 |
| $2026 | $2072 |
| Speeding Ticket (16-20 mph over speed limit) | $1675 |
Omaha Info
| Major Highways | I-80,U.S. 75,I-680 |
| Public Transit | Metro Bus,MOBY, |
| Ridesharing | Uber in Omaha,Lyft in Omaha, |
Omaha Zipcodes
- 68101
- 68102
- 68103
- 68104
- 68105
- 68106
- 68107
- 68108
- 68109
- 68110
- 68111
- 68112
- 68114
- 68116
- 68117
- 68118
- 68119
- 68120
- 68122
- 68124
- 68127
- 68130
- 68131
- 68132
- 68134
- 68135
- 68136
- 68137
- 68138
- 68139
- 68142
- 68144
- 68145
- 68152
- 68154
- 68155
- 68157
- 68164
- 68172
- 68175
- 68176
- 68178
- 68179
- 68180
- 68181
- 68182
- 68183
- 68197
- 68198
Other cities of same state
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
