Nissan Altima Insurance Rates
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Is insurance high on a Nissan Altima?
Nissan has a number of cars that have been dinged as having higher than average insurance premiums. In this article, I'll focus on the Altima to see if it's really worth spending more on its car insurance.
How much does it cost to insure a Nissan Altima?
Nissan Motor Acceptance Corporation (NMAC) provided the following rates for this vehicle:
How much would insurance be on a 2015 Nissan Altima?
Car insurance depends on what state you live in! You cannot use one number from another state or area
How much is insurance for a 2014 Nissan Altima?
As of September 2014, the average annual insurance rate for a 2014 Nissan Altima is around $1,100, according to CarInsurance.com. This price reflects an average 21-year-old single male driver living in a metropolitan area. A 35-year-old married female driver with clean driving records should expect to pay about $650 per year on average for coverage, while a 55-year old man could pay as much as $2,400 annually.
Nissan Altima Trims Available
| Nissan Altima Trim Level | Annual Policy | 6-month Policy | Per Month |
|---|---|---|---|
| S AWD | $1541 | $769 | $130 |
| S Sedan | $1530 | $768 | $129 |
| SL AWD | $1542 | $776 | $129 |
| SL Sedan | $1531 | $768 | $130 |
| SR Sedan | $1543 | $765 | $130 |
| SV Sedan | $1542 | $772 | $129 |
| SR AWD | $1598 | $789 | $132 |
| SV AWD | $1584 | $799 | $131 |
| Platinum Sedan | $1630 | $812 | $137 |
| Platinum AWD | $1695 | $848 | $141 |
Model by Year
| Model Year | Comprehensive | Collision | Liability | Total Premium |
|---|---|---|---|---|
| 2020 Nissan Altima | $310 | $574 | $392 | $1437 |
| 2019 Nissan Altima | $298 | $566 | $398 | $1434 |
| 2018 Nissan Altima | $286 | $555 | $420 | $1419 |
| 2017 Nissan Altima | $277 | $531 | $431 | $1401 |
| 2016 Nissan Altima | $261 | $516 | $445 | $1384 |
| 2015 Nissan Altima | $252 | $473 | $453 | $1343 |
| 2014 Nissan Altima | $240 | $447 | $462 | $1303 |
| 2013 Nissan Altima | $231 | $399 | $464 | $1249 |
| 2012 Nissan Altima | $217 | $369 | $463 | $1207 |
| 2011 Nissan Altima | $205 | $348 | $463 | $1190 |
| 2010 Nissan Altima | $202 | $323 | $478 | $1164 |
| 2009 Nissan Altima | $188 | $303 | $477 | $1127 |
| 2008 Nissan Altima | $183 | $272 | $481 | $1101 |
| 2007 Nissan Altima | $172 | $248 | $480 | $1055 |
| 2006 Nissan Altima | $160 | $226 | $472 | $1020 |
| 2005 Nissan Altima | $154 | $203 | $466 | $979 |
| 2004 Nissan Altima | $154 | $200 | $462 | $964 |
| 2003 Nissan Altima | $152 | $190 | $456 | $944 |
| 2002 Nissan Altima | $139 | $181 | $446 | $924 |
| 2001 Nissan Altima | $131 | $171 | $444 | $902 |
Cost by Driver Age and Deductibles
| Driver Age | Deductible | Annual Cost | Monthly Cost |
|---|---|---|---|
| 20 | $1013 | $2659 | $220 |
| $505 | $3136 | $260 | |
| $252 | $3620 | $302 | |
| 30 | $1013 | $1381 | $117 |
| $505 | $1667 | $138 | |
| $252 | $1942 | $162 | |
| 40 | $1010 | $1321 | $111 |
| $505 | $1579 | $132 | |
| $253 | $1830 | $153 | |
| 50 | $1002 | $1223 | $101 |
| $507 | $1437 | $119 | |
| $252 | $1656 | $138 | |
| 60 | $999 | $1199 | $99 |
| $502 | $1398 | $118 | |
| $250 | $1633 | $136 |
Cost by State
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1296 | $135 | -9.4% |
| Alaska | $1099 | $332 | -23.3% |
| Arizona | $1190 | $241 | -17.0% |
| Arkansas | $1431 | -$0 | 0.0% |
| California | $1632 | $201 | 14.1% |
| Colorado | $1369 | $62 | -4.4% |
| Connecticut | $1473 | $42 | 2.9% |
| Delaware | $1622 | $191 | 13.4% |
| Florida | $1795 | $364 | 25.5% |
| Georgia | $1325 | $107 | -7.4% |
| Hawaii | $1029 | $402 | -28.2% |
| Idaho | $969 | $462 | -32.5% |
| Illinois | $1067 | $364 | -25.5% |
| Indiana | $1079 | $352 | -24.7% |
| Iowa | $969 | $462 | -32.5% |
| Kansas | $1363 | $68 | -4.8% |
| Kentucky | $1954 | $523 | 36.7% |
| Louisiana | $2123 | $691 | 48.5% |
| Maine | $884 | $547 | -38.4% |
| Maryland | $1184 | $247 | -17.4% |
| Massachusetts | $1148 | $283 | -19.9% |
| Michigan | $2490 | $1059 | 74.4% |
| Minnesota | $1198 | $233 | -16.4% |
| Mississippi | $1717 | $285 | 20.0% |
| Missouri | $1270 | $161 | -11.3% |
| Montana | $1540 | $109 | 7.6% |
| Nebraska | $1132 | $299 | -21.0% |
| Nevada | $1719 | $287 | 20.2% |
| New Hampshire | $1031 | $400 | -28.0% |
| New Jersey | $1602 | $171 | 12.0% |
| New Mexico | $1270 | $161 | -11.3% |
| New York | $1510 | $78 | 5.5% |
| North Carolina | $824 | $607 | -42.6% |
| North Dakota | $1174 | $257 | -18.1% |
| Ohio | $991 | $440 | -31.0% |
| Oklahoma | $1471 | $40 | 2.8% |
| Oregon | $1313 | $119 | -8.3% |
| Pennsylvania | $1367 | $64 | -4.5% |
| Rhode Island | $1912 | $480 | 33.8% |
| South Carolina | $1300 | $131 | -9.1% |
| South Dakota | $1208 | $223 | -15.7% |
| Tennessee | $1256 | $175 | -12.3% |
| Texas | $1729 | $297 | 20.9% |
| Utah | $1059 | $372 | -26.1% |
| Vermont | $981 | $450 | -31.7% |
| Virginia | $858 | $573 | -40.2% |
| Washington | $1106 | $326 | -22.9% |
| West Virginia | $1315 | $117 | -8.1% |
| Wisconsin | $993 | $438 | -30.8% |
| Wyoming | $1278 | $153 | -10.8% |
Other Nissan models
Other styles
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
