Nashville Car Insurance - Tennessee
Enter your zip code below to view companies that have cheap auto insurance rates.
Is car insurance expensive in Nashville?
Nashville is a vibrant city with plenty of nightlife and attractions. It's also one of the fastest-growing cities in the nation - so it's no wonder why finding cheap car insurance in Nashville can be hard to come by. In fact, based on our research, car insurance claims an average rate of $1,820! That being said, at Insurance Hotline, we know cost shouldn't stop you from having proper coverage.
What is the average cost of car insurance in Tennessee?
Tennessee has some of the cheaper rates for car insurance in the country. The average cost is about $1,100 per year.
How much is car insurance per month in Tennessee?
In Tennessee, the average car insurance premium is $1,520.77 a year. That's a pretty big number to swallow, but another way to look at it is that you pay about $125 a month for your coverage.
Is car insurance high in Tennessee?
Yes, car insurance in Tennessee is very high, and the main reason for that is the mandatory coverage minimums. The minimum required by law includes bodily injury per person, bodily injury per accident, and property damage, which totals to $25,000. Y
Around Cities
Tennessee Cities | |
|---|---|
| Memphis | $161/mo |
| Knoxville | $114/mo |
| Chattanooga | $125/mo |
| Clarksville | $121/mo |
| Tennessee | $103/mo |
Nashville Best Companies
Tennessee Cities | |
|---|---|
| Memphis | $159/mo |
| Knoxville | $113/mo |
| Chattanooga | $125/mo |
| Clarksville | $121/mo |
| Tennessee | $104/mo |
Age Group
| Age tier | Average Annual Rate |
| Teenagers | $6431 |
| 20s | $2192 |
| 30s | $1561 |
| 40s | $1383 |
| 50s | $1324 |
| 60s | $1337 |
| 70s | $1638 |
Credit Scores
| Credit Score | Average Rate (annual) |
| Very Poor | $3515 |
| Fair | $2047 |
| Good | $1606 |
| Very Good | $1427 |
| Exceptional | $1282 |
Nashville Ratings
| Cities with Most DUIs Rank | #23 |
| Cities with Most Moving Violations Rank | #26 |
| Most Popular Car in state | Nissan Altima |
| Cities with Most Speeding Tickets Rank | #17 |
| Cities with Most Suspended Licenses Rank | #18 |
Averages
| Nashville Average (annual) | Tennessee Average | United States Average |
| $1605 | $1569 | $1564 |
Group by Genders
| Gender/Marital Status | Average Yearly Rate |
| Female | $1558 |
| Male | $1601 |
| Single | $1470 |
| Married | $1489 |
| Divorced | $1613 |
| Widowed | $1550 |
Violations
| Violation/Incident | Average Yearly Rate |
| DUI/DWI | $2358 |
| Reckless Driving | $2486 |
| $1008 | $2092 |
| $1995 | $2298 |
| Speeding Ticket (16-20 mph over speed limit) | $1950 |
Nashville Info
| Major Highways | I-40,I-24,I-65 |
| Public Transit | MTA Bus,MTA AccessRide, |
| Ridesharing | Uber in Nashville,Lyft in Nashville, |
Nashville Zipcodes
- 37201
- 37202
- 37203
- 37204
- 37205
- 37206
- 37207
- 37208
- 37209
- 37210
- 37211
- 37212
- 37213
- 37214
- 37215
- 37216
- 37217
- 37218
- 37219
- 37220
- 37221
- 37222
- 37224
- 37227
- 37228
- 37229
- 37230
- 37232
- 37234
- 37235
- 37236
- 37237
- 37238
- 37240
- 37241
- 37242
- 37243
- 37244
- 37245
- 37246
- 37247
- 37248
- 37249
- 37250
Other cities of same state
Other cities from different states
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $64 |
| Multi-vehicle | $61 |
| Homeowner | $17 |
| 5-yr Accident Free | $81 |
| 5-yr Claim Free | $86 |
| Paid in Full/EFT | $47 |
| Advance Quote | $66 |
| Online Quote | $94 |
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Discounts are estimated and may not be available from every company or in every state.
